Insurance Coverage Tips

6/7/2018 (Permalink)

An insurance agent will open a claim and begin the process of collecting on flood damage. One of the first steps taken with water damage mitigation involves stopping further damage from happening. Flood damage mitigation starts with an emergency visit to the main water valve shutoff. The insurance company may also guide a person on a good water cleanup company. Nevertheless, the person doesn't have to call the flood damage mitigation company they recommended, and he can choose whoever he wants for property restoration.

Not All Water Cleanup Covered under Insurance

Before a person ever buys a policy on water in home, he should first review the policy. This goes the same for if he owns a business and has water in business. The vast majority of policies will cover restoration from after a terrible storm or a malfunctioning washing machine, but gradual leaks for water in home or water in business will not be covered.

Drying Water in Home

Whether people have water in home or water in business, one of the best policies even before calling a water cleanup company involves drying the water. To do this, turn on a fan and bring in some fans to blow on the water and help with drying. Always exercise caution around water and electrical outlets: Water and electricity do not mix. While drying near an electric outlet, people may be better off leaving it alone and calling in a professional water cleanup company.

Real mitigation can be summed up in two words: future prevention. If a person has water in business from a leaky roof, it does little good to repair the damage inside if he failed to fix the shingles on the roof first. The restoration process involves repairing the flood damage after identifying the cause and eliminating it. Water cleanup can stress a person out, but when they take these steps, it lowers the risk and makes it more tolerable.